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For Home Buyers:
Why Buyers Choose Edwards Realty Group - Why homebuyers looking for a real estate agents in the Weston, Hollywood and Pembroke Pines area choose Edwards Realty Group. Latest Listings - Get Edwards Realty Group's latest Weston, Hollywood and Pembroke Pines listings of homes for sale first! Find Your Perfect Home - Edwards Realty Group will search for your ideal home and email you the newest Weston, Hollywood and Pembroke Pines MLS listings of properties in Broward County FL. First Time Homebuyers - Are you a first time homebuyer in Weston, Hollywood and Pembroke Pines, FL? Choose a top real estate agents. Edwards Realty Group can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Weston, Hollywood and Pembroke Pines house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Weston, Hollywood and Pembroke Pines Homes, For Home Buyers, For Home Sellers, Weston, Hollywood and Pembroke Pines Information, Real Estate Resources, and About Edwards Realty Group. 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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